Consumer Privacy Statement
Sources of Information
We gather information about you from various sources, including:
Information Provided by You: This includes details you provide on applications or other forms, such as your name, address, driver's license number, employment history, income, telephone numbers, email addresses, and Social Security number.
Representations Made by You: Any information you provide regarding your employment history, account balances, payment histories, and relationships with references.
Transaction Information: Information pertaining to your interactions with us, our affiliated companies, or business partners who may offer related services.
Consumer Credit Reporting Agencies: We may receive information from consumer credit reporting agencies to verify or supplement the information you provide. Such agencies retain this data and may share it with authorized entities in compliance with federal and state Fair Credit Reporting laws.
Insurance Agent or Broker: We may receive information from your insurance agent or broker to confirm the existence of required insurance coverage under an installment payment agreement.
We Do Not Sell or Rent Your Information to Third Parties
We want to reassure you that we do not sell or rent your personal information to any third parties.
Sharing of Information
To conduct our business and provide you with the products and services you desire, we may share your information within our company or affiliated companies (entities related by common ownership). The law permits us to share your financial information solely for the purpose of fulfilling your requests from our dealership. Additionally, we may share your financial information with our affiliates or third parties outside our dealership to service, market, or underwrite our products and services for you. We may also share your information with financial institutions with whom we have a written agreement to offer you financial products. Unless permitted or required by law, we do not disclose your information to any other parties. However, you have the option to limit the sharing of your personal information with affiliated and non-affiliated third parties for their marketing purposes. By signing this form, you authorize our dealership to share your nonpublic personal information with affiliated and/or non-affiliated third parties who may offer products or services of value to you. Please note that refusing to allow us to share information with affiliated and non-affiliated organizations for marketing purposes may result in you not receiving offers for other valuable products and services. If you intend to refuse such sharing (opt-out), please indicate so.
Protection of Your Non-Public Personal Information
We maintain physical, administrative, procedural, and technical safeguards to protect your personal information from unauthorized access.
Access to your personal information is restricted to authorized personnel with a legitimate business need. We also expect our vendors, affiliated companies, third parties, insurance agents, and other involved parties to prioritize privacy and ensure the security of all customer information.
In the event of a security breach compromising your information, we will promptly notify you once we become aware of the breach.
We adhere to state laws governing privacy when they provide more protection than federal laws, as this dealership operates within the respective state's jurisdiction.
Authorization to Share Information with Affiliated and Non-Affiliated Organizations
By acknowledging this privacy statement, you confirm that you have read, understood, and accepted the terms and conditions outlined herein.